Bad Month or Year?

For me, 2012 is proving to be an extremely challenging year.  We're not even through the sewer pipe crisis and I'm now facing major dental work.

I've had a cracked crown on a lower left molar for sometime.  Over the holidays, it started to become sensitive to hot and cold, and I'm sure it now needs to be replaced.  I had a regular dental appointment scheduled for February 29, but, this morning, decided I couldn't wait.  I'll now get the verdict Wednesday morning.  I'm not sure what will hurt worse, the work or the bill.

I pray we're just having a bad month and things will begin to improve, or at least calm down, soon. For sure, our budget, and my mental state, can't take a full year of this stuff!